Creditors Screen

A creditor is an individual or institution that extends credit to another party to borrow money. A creditor could be a bank, supplier, or a person to whom money is owed. Creditors are commonly classified as personal or real.

Personal creditors – These are friends or family you owe money to.

Real creditors – These are banks or finance companies that have legal contracts and loan agreements with the borrower that grant the lender the right to claim any of the debtor's real assets or collateral if the loan is unpaid.

Being a credit repair specialist, you must know how hard it is to balance and maintain good credit scores. Using the credit report of your customer, you should review it closely to find any errors and dispute them by using software like Client Dispute Manager Software. It could be late or missed payments or bad debts that are still showing on your customer’s credit report.

To create disputes for creditors inside credit repair software:

go to the dispute manager.

Click creditors

Under Furnisher, choose the account you want to build a dispute letter for

No need to fill out the following:

• Account Number
• Account type
• Balance
• Date Added

The information will automatically populate in the Client Dispute Manager Software after selecting the account you would like to work on.

In disputing with creditors, make sure to include their addresses.

Click the address search to include the address.

A box showing the creditors’ and collectors’ addresses will pop up

Use the search box to look for the creditor’s address

Select the right address

Then click add selected address to letter

Next, choose your reason

You have 2 options in selecting the reason for your letter.

• Use the default reasons that we do have inside the Client Dispute Manager Software

• Or create your own reason by clicking custom reason in the credit repair software.

You may also include instructions in your letters.

Now, it’s time to choose your dispute letter.

Choose Dispute Flow Letters and then pick your letter

After choosing your letter click add your dispute.

The letter will be prepared and will show up on the grid below

Select the letters from the grid by clicking the check box.

Click send to print button.

The Client Dispute Manager Software will help you become more efficient and organized when disputing with the collectors.